Banking That Connects to

Much More

Than Your Money

Welcome to checking that connects to life in all the ways you do.

With More4You Checking, Save Money on

Things You’re Already Paying For

ID Theft Aid 1,2,3

A host of identity products to keep you safe.

Cell Phone Protection 1,2

Phone broken or stolen? You’re covered with repair or replacement.

Roadside Assistance

Available 24/7 and free to use, covers up to $80 in covered service charges.

BaZing Savings

Shop local, save local. Discover discounts and national retailer deals.

Health Savings 4

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Anywhere Banking Tools

Online banking, mobile banking, bill pay, debit card and eStatement.

Here’s how it works.

Pick the Heartland Bank checking account that best works for you.

Enjoy the money-saving benefits of More4You Checking.

  • ID Theft Aid
  • Roadside Assistance
  • Cell Phone Protection
  • BillShark
  • Health Savings Card
  • Shop local, save local with BaZing Savings
  • Buyer’s Protection and Extended Warranty
  • Travel Accidental Death Coverage
  • Easy access to your benefits online and with our M4Y mobile app!

$7 per month and no minimum balance requirement.

Get rewarded for your relationship:

  • Great Interest on Your Checking Balance

$8 per month if below minimum balance of $1,000.

Meet your basic banking needs:

Freedom checking offers the basic banking options you need with the flexibility of no minimum balance.

No minimum balance requirement. Monthly paper statement fee of $3, which will be waived with enrollment in eStatements.

Not quite sure yet?

Answer three questions to guide your choice

Heartland Bank is your guide to connecting your finances to your life…with the best banking match!

Anywhere Banking Tools

All of our checking accounts include:

Online and Mobile Banking

Bill Pay

Debit Card

Mobile Deposit


What is the best match for the speed of your life?

Get the Heartland Bank Advantage.

Select an account that meets your needs and gives you access to a variety of services for all the ways you want to connect.

With More4You Checking, powered by BaZing, and all that it brings, your savings await!  Dining, shopping, cell phone protection and more are easily accessible on the More4You App and prompt your savings around your life’s activities!

With More4You Checking, powered by BaZing, save time, money and expense on routine bills and subscriptions. Receive prescription savings and save on eye exams, lenses and more!

With More4You Checking, powered by BaZing, protect your ID, receive cell phone replacement and repair coverage, access roadside assistance, save money and make life easier with Bazing!

*Fees may reduce the earnings on the account. If you close your account before interest is credited, you will not receive accrued interest.

^Minimum opening deposit is only $50. The account will be closed if it is inactive for 45 days and reaches a zero balance. Iowa law requires that certain service charges be subject to sales tax.

1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 3 Billshark, identity monitoring, and credit monitoring each require additional activation to begin. 4 This is not insurance.